Our Story

I'm a father of three living in Sparta, Tennessee. Like most parents I know, I spent years feeling like I was always one step behind on money — bills hitting at the wrong time, surprise expenses showing up out of nowhere, savings goals I kept pushing to next month.

What made it strange: this is what I do for a living. I'm an accountant — I have an MBA and a CGFM (Certified Government Financial Manager) certification, and I've spent my career making sense of organizational finances. If I couldn't keep my own family's money clear, I knew most families couldn't either.

It wasn't because I didn't care or wasn't trying. It was because every tool I used showed me a slice of the picture, never the whole thing. Bank apps showed balances. Budget apps wanted me to categorize every coffee. Investment apps lived in their own corner. Nothing connected the dots.

And the financial landscape isn't getting easier. Prices keep climbing. Wages don't. The pressure to save for retirement, for the kids' future, for an emergency fund, for a house repair you didn't budget for — it adds up quietly until you can't see straight.

So I built Canopy.

Canopy connects all your accounts through Plaid (read-only — it can never touch your money), then models your full financial life on one screen. It tells you what you can actually afford to spend today. It maps your cash flow 30 days out so you know if next Friday is going to be tight before it arrives. It tracks every recurring charge — even the ones you forgot about. It mirrors your savings goals into your budget so you know exactly how much to set aside every month to make them happen.

No venture capital. No boardroom. Just one dad who believes you shouldn't need a finance degree or a $200/month advisor to understand your own money.

Finance doesn't have to be scary. That's not a tagline — it's the whole point.